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What is a Short Sale?
A Short sale is the sale of a home when the homeowner owes more on the property than what it is worth, and your lender accepts a discounted payoff to satisfy the loan.
There has to be hardship, loss of wages, death in the family, illness, job relocation, divorce or an increase in mortgage payment due to an adjustable rate.
How do you benefit?
The benefit of a short sale for the homeowner is that it saves you from foreclosure. I negotiate with the bank on your behalf and you walk away from the home and get to start fresh sooner rather than later. The best part is that it costs you NOTHING! That is right, NOTHING!
The lender pays virtually all costs including commissions, back taxes, liens, title, escrow, and in some cases, closing costs for the buyer. You can still sell your home, pay the lender, avoid foreclosure and save your credit for future purchases.
" QUE ES UN SHORT SALE? O VENTA CORTA"
Un short sale, es la venta de una
casa cuando el dueno debe mas de lo que vale la propiedad. El banco o
financiera acepta un pago disminuido de lo que se debe para satisfacer el
prestamo.Para poder negociar con el banco hay que comprobar que se tienen
privaciones, como perdidas de ingresos, muerte en la familia, enfermedad,
divorcio, o un aumento del pago mensual debido al ajuste de interes.
Como le
beneficia a usted?
La ventaja para el dueno es que lo salva de FORECLOSURE, que es
equivalente a banca rota.Yo lo representare a usted y negociare con el banco y
usted quedara libre de deuda. La mejor parte de este servicio es que no le
costara absolutamente nada y le quedare paz en su mente y en su corazon
para usted y su familia.
La financiera se encarga de pagar la mayoria
de los gastos incluyendo, comisiones, taxis, (al corriente y retrasados)
titulo y en algunos casos los gastos de compra de el nuevo
propietario.
En el transcurso de este proceso usted puede seguir en su casa,
ahorrar dinero y salvar su credito para futuras compras y sobretodo evitar
foreclosure.
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Few decisions you will make rival the importance of a home sale or purchase. When the time comes for you to make your real estate move, call on Laura to be the one you can count on during this critical moment. Her goal is to connect you with the right results in your next sale or purchase.
